Saturday, December 14, 2013

PENSIONS

1.     State Government employees covered under the AP RPR Rules, 1980
2.     AIS officers borne on the Andhra Pradesh cadre (excepting those who have opted to receive their pensions from the Central Pension Payment Authority).
3.     Constitutional authorities such as Hon’ble Judges of the AP High Court, Lok Ayukta and AP Administrative Tribunal, Members of AP Public Service Commission
4.     Political (Freedom Fighters) Pensions

In addition, the PAG (A&E) also does the following
o    Issues pension authorisations on the basis of Special Seal Authorities received from other pension authorising authorities in respect of their pensioners who wish to draw their pensions in Andhra Pradesh. Similarly, the PAG (A&E) issues Special Seal Authorities in respect of AP Government Pensioners
o    Issues authorisations for financial assistance of spouses of deceased teachers who retired/ died in service between 1.4.61 and 31.3.73 in non-Government schools on the basis of executive orders of the State Government.
o    Pre-audits and revalidates time barred pension claims
o    Allots new pension payment order number to those pensioners who transfer from one district to another

Types of Pensions
Superannuation pension –This is granted to a Government Servant who retires on attaining the age of Superannuation. (Rule 33 & 42 of the AP RPR Rules, 1980)

Retiring Pension –This is granted to a Government Servant who retires on completion of 33 years of service, or is retired, in advance of the age of Superannuation in accordance with provisions of Rule 43 & 44 of the AP Revised Pension Rules 1980. (Rule 34 of the AP RPR Rules, 1980)

Pension on absorption -This is granted on pro-rata basis to a Government servant who is permitted to be absorbed on completion of 10 years of qualifying service in a service or post in or under a corporation or company wholly or substantially owned or controlled by the Government etc., where such absorption is declared by the Government to be in public interest. No family pension is, however, payable. (Rule 35 of the AP RPR Rules, 1980)

Invalid Pension –This is granted to a Government servant who is declared by the appropriate medical authority to be permanently incapacitated for further service (Rule 37 of the AP Revised Pension Rules 1980)

Compensation Pension –This is granted to a  Government servant whose permanent post has been abolished (Rule 38 -subject to Rule 45- of the AP Revised Pension Rules 1980)

Compulsory Retirement Pension –A Government Servant compulsorily retired from service as a penalty may be granted by the competent authority, pension or gratuity or both at rate not less than two-thirds and not more than full compensation pension or gratuity or both admissible to him on the date of his compulsory retirement (Rule 39 of the AP RPR Rules, 1980)

Compassionate Allowance -A Government servant who is dismissed or removed from service shall forfeit his pension and gratuity. However if such case is deserving of special consideration, sanction of compassionate allowance may be granted to him not exceeding two thirds of pension or gratuity or both which would have been admissible to him if he had retired on invalid pension. (Rule 40 of the AP RPR Rules, 1980)Retirement on Completion of 20 years of Service - A government servant shall have the option to retire from service voluntarily after he has put in not less than twenty years of qualifying service subject to certain conditions (Rule 43 of the AP RPR Rules, 1980)

Retirement on Completion of 20 years of Service -A government servant shall have the option to retire from service voluntarily after he has put in not less than twenty years of qualifying service subject to certain conditions (Rule 43 of the AP RPR Rules, 1980)

Retirement on Completion of 33 years of Service -At any time after a Government servant has completed 33 years of qualifying service but before achieving 58 years of age, he may retire or may be required, by the appointing authority, to retire in public interest (Rule 44 of the AP RPR Rules, 1980)
Family Pension
(Rules 50 of the AP RPR Rules, 1980)
Family Pension is payable to the family of a Government servant who dies while in service or after retirement.
Family for the purpose of Family Pension means

Category - I
o    Wife / husband
o    Sons/unmarried daughters including widowed/divorced daughters up to the date of his/her marriage/remarriage or till the date he/she starts earning or till the age of 25 years, whichever is the earliest
o    Sons/daughters who are physically/mentally disabled throughout their life subject to certain conditions

Category - II
o    Unmarried/widowed/divorced daughters and parents who were totally dependent on the Government servant while he was alive where the deceased employee left behind neither widow nor child. When unmarried/widowed/divorced daughters and parents are alive the family pension shall be paid first to the widowed/divorced daughters and then to the parents. Father precedes mother

Note: Category II members are eligible only after exhausting all members in Category I.
Except in the case of widow /widower the grant of family pension is subject to ceiling of income of Rs.3350/- per month.
Where the children of the deceased earn not less than Rs.3350/p.m. or where the parents were not wholly dependant on the Government servant, no family pension is payable.
Family pension is normally payable only to one person at a time.
No nomination facility is available for family pension
If the son or daughter is suffering from any disorder or disability of mind or physically crippled or disabled so as to render him unable to earn a living even after the attaining the age of 21 years, family pension is payable for life subject to certain conditions.
Calculation of Family Pension - Family pension is calculated at two rates:
Enhanced Rate - Enhanced Rate of Family Pension is calculated at 50% of emoluments last drawn and in case of death after retirement, it is restricted to the pension admitted to the individual. The enhanced rate of family pension is payable for a maximum period of 7 years and not beyond the notional date on which the deceased would have attained the age of 65 years (Applicable only if service rendered is not less than 7 years)
E.g......
Normal Rate -- Normal Rate of Family Pension is calculated at 30% of the Emoluments last drawn. Family Pension resulting in a fraction when calculated, is rounded off to the next higher rupee.
Anticipatory Pension
Where the payment of pension has not commenced on due date after retirement, the Head of Office concerned, irrespective of the fact whether pension papers were sent to PAG or not, may sanction Anticipatory Pension subject to certain conditions. The sanction order should be invariably communicated to the PAG. The Anticipatory Pension should be adjusted in full from the final pension (Rule 51).
Provisional Pension
It is paid in cases of employees who are under suspension/against whom departmental or judicial proceedings are pending. The minimum provisional pension is 75% and it shall not exceed maximum pension which would have been admissible on the basis of qualifying service. Payment of provisional pension shall be adjusted against the final retirement benefits sanctioned upon conclusion of such proceedings. However no recovery shall be made where the pension finally sanctioned is less than provisional pension or pension is reduced or withheld permanently or for a specified period.

GUIDELINES TO SERVING EMPLOYEES, DEPARTMENTAL AUTHORITIES AND PENSIONERS 
(As on 26-04-2004) 
This Brochure is meant to be a useful guide to departmental authorities (particularly Pension Sanctioning Authorities), serving employees and Pensioners.
It presents only broad guidelines about the procedures to be followed. It does not modify codal provisions of AP Revised Pension Rules 1980 which deal with different kinds of pensionary benefits like Pension, Gratuity, Family Pension and Commutation.
Guidelines :
(A) For Serving Employees :
i.        Every Government servant shall submit a formal application for pension in Part I to his Head of Office at least 18 months in advance of the date of his retirement on Superannuation

i) (a) Maintenance of Service Records
a.     Pension is based on the length of qualifying service and on Average Emoluments or last basic pay drawn with effect from 25-5-1998. It is, therefore, of utmost importance that the Service Book is maintained up-to-date and contains all relevant information and the entries are properly attested
b.    In respect of unverified portion of service if any, the Head of the Office shall arrange to verify the same with reference to Pay Bill Register/ Acquittance Rolls
c.     If any portion of service rendered by a Government Servant cannot be verified, an affidavit shall be called for from the employee duly supported by collateral evidence and a declaration that he had in fact rendered that period of service. The affidavit can be accepted by the Head of the Office in case of non-Gazetted Officers and by Head of the Department in case of Gazetted Officers. The Head of the Office/Department may issue a certificate to the effect that the Govt. Servant was in service during the relevant period and was not on extraordinary leave or under suspension. This certificate should be noted in Service Register under attestation
d.    All orders and events affecting the service or emoluments or other benefits should be entered in the Service Book. Periodical verification of the entries in the Service Book should be done with due regard to the rules and orders. Option to Pension Rules, nomination etc. should be recorded in the Service Book and duly counter signed by the Head of the Office after proper and careful scrutiny and a note should be made to that effect in the Service Book

II. FINALISATION OF DUES TO GOVERNMENT :
Advance action should be taken to assess the dues payable to the Government and the dues recoverable from the gratuity should be noted in Part II A of pension papers to be forwarded to the PAG six months before the date of retirement of the employee on Superannuation. Where delay is anticipated, action as contemplated under rules should be taken so that the pension claim may not be held up.
III. FORWARDING OF PENSION PAPERS TO PAG :
    I.        After receipt of the formal application for Pension in Part-I from the employee,Pension Papers should be prepared and forwarded to the A.G. (through the sanctioning authority) at least six months in advance of the date of retirement after according advance sanction in Part II-B of the Pension papers.
   II.        In case, during the time between submission of pension proposals and date of retirement, any facts come to the notice of the sanctioning authority necessitating the revision of the sanction, the same must immediately be intimated to the Principal Accountant General and receipt confirmed. If the Pension Sanctioning Authority wishes to get the Pension or gratuity of a retiring employee withheld or to be released after imposing a cut he has to inform PAG before the employee actually retires. The Principal Accountant General releases gratuity on the date of retirement withholding 10% thereof for want of No Dues Certificate, and Rs.1,000/- for want of Last Pay Certificate if no major dues are intimated in the Pension Proposals. The withheld amount, however, will be released without further reference to the department if no communication is received within three months of the date of retirement. The pension sanctioning authorities/head of the offices are requested to be extra careful in respect of those service pension cases submitted after the date of retirement, as AG will release Pensionary Benefits if nothing is mentioned in the Pension proposals about pendency of departmental proceedings or dues to be recovered.

IV. PENSION FORMS
Following documents are to be sent along with Pension Papers. The pension forms prescribed by Government vide G.O.Ms.No.263, Finance (F.W. PSC) Department, dated 23.11.98 are common for service pension/family pension/retirement gratuity/service gratuity/commutation
1.     Application Form for Pension, Gratuity and Commutation in Part. I including list of family members.
2.     Nomination for Gratuity, Commuted Value of Pension and Life Time Arrears.
3.     Descriptive Rolls in triplicate.
4.     Joint photo of spouse and self with identification marks and specimen signatures of spouse in triplicate.
5.     Part II-A indicating calculation of Pension, DCRG and NDC.
6.     Part II B sanction of Pension Sanctioning Authority.
7.     Service Registers.
8.     Medical Certificate if the claim is for invalid pension.
9.     In case of voluntary retirement, copy of the orders of the competent authority permitting it.
10.  Last Pay Certificate.
11.  Grant in aid certificate in respect of teachers of Aided Schools/Colleges.
In respect of death cases in addition to the above, the following documents should be forwarded to PAG
12.  Attested copy of death certificate.
13.  Guardianship Certificate in respect of minors.
14.  Attested copy of nomination for gratuity if filed by the deceased employees.
15.  Attested copy of legal heir certificate.
16.  Certificate of Age Proof where the children happens to be family pension beneficiaries.

(C) FOR PENSIONERS :
(i) Payment of Pension :
After verification of the applicants' title to the claim and its correctness, the pensionary benefits is authorised by this office for payment from the Treasury/Pension Payment Office through which payment is desired. Intimation of issue of authorisation will be sent to the pensioner. He should present this intimation to the Treasury Officer/Pension Payment Officer who will handover the pensioners copy of the Pension Payment Order to him. It may however be noted here that the payment of pensionary benefits should not be denied on the grounds that the pensioner had not submitted his copy of intimation letter vide Government circular Memo No.7614-A/127/PSC/89, Finance and Planning (FW PSC) Department, dated 20.12.89. If pension is not claimed within one year from the date of issue of PPO, the payment of arrears of pension is subject to the provision of A.P.T.C.Vol.I. If Gratuity payment is not made within six months, revalidation by AG is necessary for payment.
(ii) Payment of Pension Through Banks :
Payment of pension can be arranged through Banks on making an application to the Treasury/ Pension Payment Officer in accordance with the provisions laid down.
The retiring employees can also indicate the name of the Bank, Branch, Place and S.B A/c No. in the Application Form for pension vide Part. I of Pension Papers.
(iii) Loss of PPOs/GPOs :
a.        When the PPO is lost the same is issued by PAG on receipt of a letter from the DTO with particulars of last payment. When copy of gratuity payment order or commutation authorisation is lost it should be reported promptly. A non payment certificate should also be sent to PAG for issue of duplicate GPO/CPO
b.        In cases where the original pension payment order (both the copies of Treasury Officer and Pensioner) issued by AG is lost in transit and not traceable, the PAG issues duplicate Pension Payment Orders duly obtaining the pensioner’s copy of intimation along with non-payment certificate from the pension disbursing authority. Similar procedure is followed in cases of Gratuity Payment Order and Commutation authorisation which are lost in transit and not traceable

(iv) Commutation :
Medical examination is not necessary for commutation, if the application is received by the Department within one year of retirement except in case of invalid Pension. The willingness of the Pensioner to commute pension (maximum 40% of pension) has to be indicated at Column 5 of Part I of Pension papers . One may only state the fraction of pension proposed to be commuted or as “Maximum admissible under the rules”. No commutation is permissible while Departmental or Judicial proceedings are pending against the pensioner. After conclusion of departmental proceedings and issue of orders thereon, if pension is allowed either in full or in part, the Pensioner has to apply for commuted value of pension in the prescribed form and the commutation will become absolute on the date on which the application is received by the Head of the Office.
(V) If Pensionary Benefits are not authorised within two months of receipt of the Pension case complete in all respects, please bring it to the attention of the Deputy Accountant General(Pension) for redressal within a month.
Contact Phone Numbers:
DAG (Pension) -- 040 23231884

Office PABX -- 040 23236810 to 040 23236819Extn. 267

Sr. Accounts Officer (PM) -- 040 23236810 to 040 23236819 Extn. 325


Standard instruction to the Disbursing Authorities while making payment of Gratuity / Commutation.

ANNEXURE TO GRATUITY PAYMENT ORDER

1.    The payee is being informed of the issue of Gratuity Payment Order
2.    Slips bearing attested specimen signatures/left hand thumb and finger impressions of the gratuity/Legal guardian and attested copy of his photograph are enclosed / have been enclosed with the Pension Payment Order.
3.   The gratuity is debitable to 
       MH 2071 Pensions and Other Retirement Benefits MH 104-Gratuities
4.    Before payment it should be ensured that the gratuitant continue to be qualified.  If not the fact should be reported immediately to the sanctioning authority for issue of a revised sanction in favour of remaining members of the family.
5.    The authority should be kept in the personal custody of the Disbursing Officer until it is paid.  It will remain in force for 3 years only from the date of issue.  If no payment is effected within this period it should be treated as void and returned to this office.
6.     Anticipatory Gratuity paid if any may be adjusted.
7.     If descriptive rolls of the gratuitant are not received the same may please be obtained locally.
8.   The recoveries may please be credited to the respective Heads of Account.
9. It should be noted that the Disbursing Officer would be responsible for proper identification of the payee whose address is given in the endorsement of 1st page.
10. The payment of Gratuity/DCRG authorised is subject to the above instructions.
11.  Please acknowledge receipt of this Order.
12. As per Note below SR 92 under TR 16 of AP Treasury Code – Volume I, -nil- payment Gratuity Payment Orders have to be converted into vouchers and necessary adjustments have to be made by the Treasury Officer.  In such cases, no signature of the gratuitant on the GPO is necessary.  These Gratuity Payment Orders do not require revalidation by this office.
* The above instructions are general in nature and not substituted by the Codal provisions which have to be observed by the disbursing authorities while making payment

 ANNEXURE TO GRATUITY PAYMENT ORDER
1.   The original pension consequent on this commutation may please be reduced and the reduced pension is payable to the pensioner from the date of receipt of the commuted value of pension by the pensioner or three months after the issue of this authority whichever is earlier.
2.    A note of the reduced amount payable may please be made on the both halves of the pension payment order under your attestation quoting this authorisation as authority.
3.     Excess payment of pension, if any, made from the date the reduced amount is payable may please be deducted from the commuted value of pension under intimation to this office.
4.     A separate bill should be prepared for the payment of the commuted value of pension quoting the number and date of this letter as authority and the paid voucher should be forwarded to this office in a registered cover, in a separate schedule.
5.    The dearness relief admissible on the original un-commuted pension will continue to be payable on the reduced pension and is allocable between Governments / Railways in proportion of their share of pension (un-commuted as hitherto).
6.   The Commuted portion of pension may please be restored as per the orders issued by the Government of Andhra Pradesh vide GO Ms No 44 Finance dated 19.02.1991, except in cases of voluntary retirement which are covered by GO Ms No 176 finance dated 23.06.1982.
7.   The pensioner shall not be entitled to commute his pension again on the ground that the commuted pension has been restored to him.
8.     The receipt of this letter may please be acknowledged and it may be certified that the changes have been carried out in both halves of the PPO.
* The above instructions are general in nature and not substituted by the Codal provisions which have to be observed by the disbursing authorities while making payment


GOVERNMENT PROVIDENT FUND

 AG-GPF GOVT PROVIDENT FUND

AG GPF (GOVERNMENT PROVIDENT FUND) COMPLETE INFORMATION


FORMS AND RELATED INFORMATION:


  The following information can be accessed by the GPF subscribers:
  • GPF information by all the State Government employees except class-IV employees (whose accounts are not being maintained by AG)
  • Balance at credit as on date
  • Current year’s Debits
  • Missing Credits and Sanctions received without corresponding Debits
  • Status of Final Withdrawal case i.e., (Received / under process/ Authorized and dispatched/ Pending for want of information from the department/ Case returned without finalization)
  • For update your Mobile No. & Download your AG GPF Slip Click Here
  • Accountant General Andhra Pradesh Main Website Click Here
READ THE FULL  INFORMATION ON GPF

     The Principal Accountant General (A&E) maintains the individual GPF accounts of nearly 2.9 lakh employees of the AP State Government. as per the rules and procedures contained in the GPF (AP) Rules 1935 and AIS (PF) Rules 1955 respectively.

    The Provident Fund Group in the Office is headed by an IA & AS Officer in the rank of Deputy Accountant General.

Constitution of the Fund:

The GPF is constituted with effect from 1st April 1935. The Funds are maintained in Indian Rupees.

Conditions for Eligibility:

The following categories of staff of the Govt. of AP are eligible to join the Fund:
  • All Government servants including those appointed on or before 31.08.2004 under Rule 10(a)(i) of the State and Subordinate Service Rules are eligible.
  • All re-employed pensioners (other than those employed for admission to CPF) and those Government servants who have not completed one year service shall be eligible on option.
Provident Fund is maintained by PAG for the following categories of employees
  • 1. Class III , Class II and Class I including Reemployed.
  • 2. APPSC members , APAT, Lok Ayukta
  • 3. High Court Judges
  • 4. All India Service Officers.
  • 5. Panchayat Secretaries.
PAG does not maintain GPF for the following categories of employees
  • 1. Class IV employees of State.
  • 2. Employees of Local Bodies, Municipalities, Panchayati Raj., Zilla Parishads.
  • 3. Corporations, Societies . Institutions (Aided or Grant in Aid )
  • 4. New Contributory Pension Scheme of any category of employee of State who are appointed on or after 1.09.2004.
Nominations to GPF:
       A subscriber has to file a nomination in the prescribed form at the time of joining the Fund. If the subscriber has a family at the time of filing the nomination, the nomination cannot be in favour of any person(s) other than the member(s) of his family. The nomination made by a subscriber who is not married shall become invalid on his getting married. If a subscriber nominates more than one person, he has to specify in the nomination the amount of share payable to each of the nominees in such a manner as to cover the whole of the amount that may stand to his credit in the Fund at any time. The responsibility of scrutiny, acceptance and safe custody of the nominations filed vests with the Prl. Accountant General. A subscriber can cancel a nomination by sending a notice in writing to the Head of Office/Prl. Accountant General along with a fresh nomination.

       Every Nomination made, and every notice of cancellation given, by a subscriber shall, to the extent that it is valid, take effect on the date on which it is received by the Accounts Officer.

Admission to the GPF:

        The Head of Office has to send a statement showing particulars of Government servants in the prescribed Form vide G.O.Ms.No.312 Fin, dated 28-10-1980 to the Principal Accountant General (A&E) for admission to the Fund. The GPF account number is allotted to each subscriber by the Principal Accountant General with a ‘Suffix’ indicating the department of the subscriber.
         
           The Drawing and Disbursing Officers in the State Government prepare the staff pay bills along with GPF recovery schedules in respect of the subscribers to the Fund under their payment control and submit the same to the Treasury Officers for payment. After making payment the Treasury Officers forward the recovery schedules along with the Schedule of Payment to the Prl. Accountant General. From the GPF schedules and GPF payment vouchers received in the monthly accounts rendered by the Treasury Officers, the Prl. Accountant General posts the remittances/withdrawals into the accounts of the subscribers concerned.

            The account maintained in respect of a subscriber shows the particulars of Opening Balance, subscriptions, refunds, amounts credited to the Fund like dearness allowance, pay revision arrears etc., withdrawals made, interest allowed and closing balance.

Rate of Subscription

         The amount of subscription is fixed by the subscriber himself. However, it cannot be less than 6% of the basic pay and not more than the basic pay. The minimum subscription is determined on the basic pay drawn on 31st March of the preceding financial year. The rate of subscription can be reduced once, enhanced twice, reduced and enhanced as aforesaid during the course of a financial year.

Conditions for Subscription

The subscriber shall subscribe monthly to the Fund, except during:
1. Period of suspension.
2. Last four months of service before retirement.
         A subscriber on reinstatement after a period of suspension is allowed to pay in lump or in installments any sum not exceeding the maximum amount of arrear subscriptions permissible for that period. A subscriber may at his option choose not to subscribe during leave without allowances or leave on half-pay.

          Arrears due to the subscriber after retirement should be paid to the subscriber in cash and should not be credited to GPF.

Interest on the Fund

Interest at such rate as prescribed from time to time by Government of AP is credited to the subscribers’ account on the last day of every financial year.

The rate of interest for the year 2016-17 is 8.1 per cent.

Penal Interest on Overdrawals

The overdrawn amount shall be repaid along with a penal interest at the rate of  2.5% over and above the normal rate of interest .The amount shall be paid in one lump or in monthly installments.

Advances from the Fund

I. Temporary Advance (TA):

          A temporary advance is granted to a subscriber from the amount standing to his credit in the Fund by the departmental officers for specified purposes. The amount of advance sanctioned shall not exceed 3 months pay or half the amount at the credit of the subscriber in the Fund, whichever is less subject to the following conditions. Sanction orders for temporary advances are noted in the subscribers’ accounts.

          Temporary advance is to be applied in Prescribed Format.

Reasons for drawal of Temporary Advance:
  • To meet expenses in connection with the prolonged illness of the applicant or any person actually dependent on him;
  • To pay for the overseas passage for reasons of health or education, or to meet the cost of higher education of the subscriber or any person actually dependent on him;
  • To pay obligatory expenses in connection with his or other ceremonies, or marriages, funeral or other ceremonies of persons actually dependent on him.
  • To meet the cost of legal proceedings instituted by the subscriber for vindicating his position in regard to any allegations made against him in respect of any act done or purporting to be done by him in the discharge of his official duty.
  • To meet the cost of building or acquiring a suitable house for his residence.
  • To meet the cost of acquiring a farm land and / or business premises within 6 months of the date of the subscriber’s retirement. To meet the cost of purchasing a motor-car.
Recovery of Temporary Advance
  • The advances are recoverable from the subscriber in such number of equal monthly installments as the sanctioning authority may direct, but such number shall not be less than 12 , unless the subscriber so elects, and not more than 24. In special cases where the amount of advance exceeds 3 months’ pay, the number of installments can be more than 24, but in no case more than 36.
  • When there is an advance running and a second advance is sanctioned, the balance of the previous advance not recovered shall be added to the advance so sanctioned and the subsequent installments for recovery of advances shall be fixed with reference to the consolidated amount.
  • The recovery shall commence with the issue of pay for the month following the month in which the advance was drawn.
  • A subscriber may, at his option, repay more than one installment in a month.
  • Recoveries towards refund of Temporary Advances shall not be affected during the last four months of service of subscriber.
Important: Subscriber should ensure that the TA amount drawn is debited to his account in the GPF Slip in the year in which it was drawn. If not, the matter should be brought to the notice of the PAG immediately.

II .Non-Refundable Advance / Part-Final Withdrawal (PFW):

Non-Refundable Advance is to be applied in Prescribed Form.
Conditions for Sanction of Non-Refundable Advances

Part-Final Withdrawals may be sanctioned by an authority competent to dismiss the subscriber at any time after the completion of twenty years of service or within ten years before the date of his retirement on superannuation, whichever is earlier.

RULE
REASONS
ELIGIBILITY
AMOUNT
15-B
Expenditure towards higher education including traveling expenditure of self, child. Education includes outside India.
On completion of 20 years of service or 10 years service before retirement
3 months pay or half of GPF balance whichever is less. In special cases upto 10 months of pay.
15-C
Expenditure towards illness of self and family.
      ---do---
6 months pay or half of balance whichever is less. In special cases 3/4th of balance
15-D
Expenditure towards marriage and betrothal of self, son, daughter and female dependant.
      ---do---
6 months pay or half of balance whichever is less. In special cases upto 10 months pay.
15-E
Expenditure towards house building purpose. 
After completion of 15 years service or within 10 years of retirement.
Upto 3/4ths of the balance or actual cost whichever is less
15-F
Expenditure towards acquiring house site.
    ----do----
1/4th of balance or actual cost of site whichever is less
15-G
Expenditure towards construction of a house on a site purchased from the amount withdrawn under Rule 15-F
     ---do----
1/3rd of balance or actual cost whichever is less
15-H
Acquiring a farm land or business premises
6 months before retirement
Upto half of balance or 6 months pay whichever is less. In special cases upto 3/4th of balance.
15-I
Expenditure towards purchase of motor car
After 28 years of service or 3 years before retirement
Rs.12000/- or 1/4th of balance or actual price whichever is the least.


CONVERSION OF AN ADVANCE TO PART FINAL WITHDRAWAL:

       A subscriber may, at his discretion by written request, convert the balance outstanding  under a temporary advance into a part-final withdrawal after satisfying conditions laid down in Rules 15-A to 15-I.

DELEGATION OF FINANCIAL POWERS FOR SANCTIONING TA / PFW:

Power to sanction GPF TA / PFW to Heads of Departments and their immediate Deputies will be with the Government in the Administrative Department concerned.
Sanctioning Authority should be two levels above the person to whom advances or part final withdrawals are sanctioned.

Final Withdrawal (Closure)

(i)       Final withdrawal of accumulation in the Fund is permitted when subscriber quits the service   (on retirement, dismissal, resignation, compulsory retirement, removal etc.).
(ii)       In case of death while in service.

How to Apply for Closure?

(a)    Application for closure has to be filed in Prescribed Format.

(b)    The application duly filled in and signed by the subscriber/claimant(s) is to be given to the department for forwarding the same to the Prl. Accountant General along with requisite documents by the Head of Office.

Conditions for Closure:

 1.  Subscription and refund to be discontinued during the last four months of service in case of superannuation. Arrears of Pay, DA, IR etc. should not be remitted during the above period.


 2.   No TA /PFW shall be sanctioned and paid to the subscriber.  In exceptional circumstances, where PFWs have been sanctioned, the same is to be communicated invariably to Prl. Accountant General and acknowledgement obtained.

Manner of Payment:

The Accounts Officer in PAG’s Office closes the account after verifying the ledger accounts and issues an authority for payment of the amount.  Authorisations are forwarded to the Drawing and Disbursing Officers concerned. The Fund accumulation payable to the subscriber shall be paid to the person(s) on whom the right to receive the amount is conferred by means of a nomination as per rules, if the said subscriber dies  while in service or before  receiving the fund accumulation after retirement. If the subscriber dies while in service and where there is no nomination, the amount will be paid to the eligible family members in equal share on the basis of Legal Heir Certificate issued by Revenue Authorities.

  • GPF (AP) Rules do not permit payment of interest beyond the date of authorisation by the Principal Accountant General.
  • Interest  is  allowed  up to  the end of the  month  previous to the  month  in  which authorisation for payment of PF balance is issued.  As per G.O. No.3 of Finance and Pension II Department dated 8.1.07, interest is to be allowed up to a maximum of 6 months after the month in which such amount became payable.
Annual Accounts Statement:

       After the close of each financial year, the Principal Accountant General sends to each subscriber an Annual Accounts Statement showing the opening balance as on the 1st April of the year, the total amount deposited and withdrawn during the year, amount of interest credited as on 31st March of the year and the closing balance on that date.  Subscribers have to satisfy themselves as to the correctness of the Account Statements and errors should be brought to the notice of the Principal Accountant General within three months of receipt of the same.

The slips for the year 2015-16 are available in the website

Missing Credits

      At times, schedules/vouchers are not received from the Treasuries for various reasons and as a result some of the subscriptions/refunds/arrears/withdrawals do not get posted in the account. These missing credits/debits can be located and included in the subscriber’s account after proper verification of the accounts rendered to PAG by the Drawing and Disbursing Officers/Treasuries subject to furnishing the following details duly certified by the Drawing and Disbursing Officers and the Treasury Officers.

  • Name of the Subscriber
  • GPF Account number
  • Name of the DDO under whom the official had served
  • Amount of subscription/refund/withdrawal
  • Salary month for which details are being furnished Head of Account (up to Detailed Head) under which salary was drawn
  • Treasury/Sub Treasury where the salary was drawn
  • Treasury voucher number / challan number
  • Totals of the schedule amount enclosed in the particular voucher as noted on the abstract in case of credit.
  • Date of payment of the voucher/remittance of the amount in the case of challan remittance
  • Total amount of the GPF payment vouchers in respect of debits.
Missing Debits:           

1. Sanction received without corresponding debit.
2. Refund received without corresponding debit.

Facilities

1. Interactive Voice Response System (IVRS)

Enquiries on GPF matters can also be made by calling in   040-23231212

2. Grievance Redressal Cell

To facilitate enquiries regarding GPF in the Office premises, a Grievance redressal cell is constituted.  The GDC representative assists the visitor in the following areas:
  • 1. Providing information regarding balances, missing credits/ debits in respect of GPF Account of the visitor.
  • 2. Position of FW application.
  • 3.Posting of missing credits on furnishing certified particulars of remittance.
  • 4.Any correction to be incorporated in the database like name , DOB, DOJ etc., provided such information is supported by valid documents
  • 5. Any other related matter
  • 6.The representative can also be contacted on 9492233447.
3. Email facility :  pagaeap.gpf@gmail.com

4. Fax                  :  040-23231937

New  SMS facility

            Plans are afoot to send Short Message Service (SMS) to subscribers whose mobile numbers are registered with PAG.  Particulars of subscription, withdrawals, on monthly basis would be intimated.  GPF subscribers are requested to furnish their mobile numbers through the screen provided in the web site.

Do’s and Don’ts in the preparation of GPF Schedules by DDOs

Do’s
  1. Amounts of subscription should be rounded to whole rupees.
  2. The account numbers should be arranged in serial order.
  3. The guide letters (i.e. GA, PH, Medl etc.) should invariably be suffixed to the Account Numbers.
  4. Reasons for discontinuance of subscriptions should be given (i.e. official “Proceeded on leave”, “Transferred to”_______Office-District, “Quit service, died or discontinued”.)
  5. Against new names, it should be written that new name is a new subscriber or “New Subscriber” transferred from _______Office-District et.
  6. The total of the schedule should be struck and written both in figures and words.
  7. Month of recovery should be clearly indicated.
  8. Schedules should be prepared neatly and legibly and separately for class IV employees.
  9. Correct Classification should be recorded on schedules, challans and debit vouchers.
  10. Subscriptions, refunds towards TAs should be separately indicated.  Refunds should be supported by installments and the amount of loan outstanding.
  11. Schedules and Vouchers should be arranged in order as per the list.
  12. Original authorizations should be enclosed to Debit Vouchers of Final Payment Cases.
  13. The challans should contain the details of the amounts remitted thereon on overleaf instead of separate sheet enclosed to the challans.
  14. 11 digit code should be recorded in schedules.
  15. Uniform format of schedule for all recoveries of GPF (Viz. subscription, DA etc.) should be adopted.
  16. TA / PFW sanction orders should invariably attached to the debit vouchers.
  17. Debit vouchers should be entered as per LOP.
  18. No debit voucher should be missing.
  19. There should not be any overwriting on the debit vouchers.
  20. Payments on Booster scheme should be made along with GPF Payments.
  21. Classification of Booster Scheme payments should be done correctly.
  22. Ensure that points indicated in the check list, to be kept in mind by DDOs while forwarding GPF Final Withdrawal applications, are compiled with.
  23. Page-wise totals where necessary should be worked out
  24. In case of challans, please mention the GPF account number and name of the subscriber in all copies.
Don’ts
  1. There should be no overwritings.
  2. Misclassification of the Credits / Debits of Class IV employees should not be done.                                                                

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